/* Hispano Broker · sitio estático optimizado */
:root{--ink:#17202a;--muted:#607080;--blue:#0796d3;--ocean:#00678b;--deep:#052e49;--pale:#eef7fb;--line:#dbe7ee;--white:#fff;--danger:#b42318;--ok:#067647;--shadow:0 14px 40px rgba(5,46,73,.10);--radius:20px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.55}img{max-width:100%;height:auto}a{color:inherit}.skip{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px 14px;z-index:100}.skip:focus{left:8px}.container{width:min(1160px,calc(100% - 36px));margin:auto}.topline{height:4px;background:linear-gradient(90deg,var(--blue),var(--ocean))}.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(219,231,238,.8)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:74px;gap:22px}.brand img{display:block;width:190px}.navlinks{display:flex;gap:24px;align-items:center;font-size:14px;font-weight:650}.navlinks a{text-decoration:none}.navlinks a:hover,.navlinks a:focus{color:var(--ocean)}.navcta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:10px;padding:12px 18px;font-weight:750;text-decoration:none;cursor:pointer;transition:.18s transform,.18s box-shadow,.18s background}.navcta,.btn-primary{background:var(--deep);color:#fff}.navcta:hover,.btn-primary:hover{background:var(--ocean);transform:translateY(-1px)}.btn-secondary{background:#fff;color:var(--deep);border:1px solid var(--line)}.btn-secondary:hover{border-color:var(--blue);color:var(--ocean)}.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:9px;padding:8px 10px;font-size:20px}.hero{overflow:hidden;background:radial-gradient(circle at 82% 18%,rgba(7,150,211,.16),transparent 34%),linear-gradient(180deg,#f9fcfe,#fff);padding:86px 0 78px}.hero-grid{display:grid;grid-template-columns:1.16fr .84fr;align-items:center;gap:64px}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--ocean);font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.dot{width:8px;height:8px;border-radius:50%;background:var(--blue)}h1,h2,h3{letter-spacing:-.025em;line-height:1.08;margin:0 0 16px}h1{font-size:clamp(42px,6vw,72px);max-width:850px}h2{font-size:clamp(30px,4vw,46px)}h3{font-size:21px}.lead{font-size:clamp(18px,2vw,21px);color:var(--muted);max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-note{display:flex;gap:20px;flex-wrap:wrap;margin-top:28px;color:var(--muted);font-size:13px}.hero-card{position:relative;background:linear-gradient(145deg,var(--deep),#075f7f);color:#fff;border-radius:30px;padding:38px;min-height:400px;box-shadow:0 30px 70px rgba(5,46,73,.22);display:flex;flex-direction:column;justify-content:flex-end;overflow:hidden}.hero-card:before{content:"";position:absolute;inset:-60px -40px auto auto;width:360px;height:360px;background:url('/assets/img/isotype.png') center/contain no-repeat;opacity:.16}.hero-card p{color:#d9edf6;max-width:420px}.hero-card .metric{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:22px}.metric div{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);padding:16px;border-radius:14px}.metric strong{display:block;font-size:18px}.section{padding:84px 0}.section.soft{background:#f7fbfd}.section-head{max-width:760px;margin-bottom:38px}.section-head p{color:var(--muted);font-size:17px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:26px;background:#fff;transition:.2s transform,.2s box-shadow,.2s border}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#b7d9e9}.card a{text-decoration:none}.card p{color:var(--muted);font-size:14px}.tag{display:inline-block;font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:850;color:var(--ocean);background:var(--pale);padding:6px 9px;border-radius:999px;margin-bottom:15px}.arrow{font-weight:800;color:var(--ocean)}.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}.panel{background:var(--deep);color:#fff;border-radius:28px;padding:38px}.panel p{color:#d9edf6}.checklist{display:grid;gap:13px;margin:22px 0}.check{display:flex;gap:10px}.check:before{content:'✓';color:#4fcae9;font-weight:900}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{padding:24px;border-top:3px solid var(--blue);background:#fff;border-radius:0 0 16px 16px;box-shadow:0 8px 30px rgba(5,46,73,.06)}.step span{color:var(--blue);font-size:13px;font-weight:900}.cta-band{background:linear-gradient(135deg,var(--deep),var(--ocean));color:#fff;border-radius:28px;padding:38px;display:flex;align-items:center;justify-content:space-between;gap:26px}.cta-band p{color:#d9edf6;margin-bottom:0}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:13px;font-weight:750}.field input,.field select,.field textarea{width:100%;border:1px solid #cbdce6;border-radius:10px;padding:13px 14px;font:inherit;background:#fff;color:var(--ink)}.field textarea{min-height:115px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(7,150,211,.14);border-color:var(--blue)}.checkbox{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted)}.checkbox input{margin-top:4px}.status{display:none;margin-top:14px;padding:12px 14px;border-radius:10px;font-size:14px}.status.ok{display:block;background:#ecfdf3;color:var(--ok);border:1px solid #abefc6}.status.error{display:block;background:#fef3f2;color:var(--danger);border:1px solid #fecdca}.small{font-size:13px;color:var(--muted)}.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:20px}.breadcrumb a{color:var(--ocean)}.page-hero{padding:58px 0 52px;background:linear-gradient(180deg,#f4fafd,#fff)}.page-hero h1{font-size:clamp(38px,5vw,60px)}.content{max-width:830px}.content p,.content li{color:#445566}.faq{display:grid;gap:10px}.faq details{border:1px solid var(--line);border-radius:13px;padding:16px 18px;background:#fff}.faq summary{font-weight:800;cursor:pointer}.faq details p{color:var(--muted);margin-bottom:0}.quote-box{border:1px solid var(--line);box-shadow:var(--shadow);border-radius:24px;padding:30px;background:#fff}.price-results{display:none;margin-top:24px;padding:24px;border-radius:18px;background:var(--pale);border:1px solid #cce5f0}.price-results.show{display:block}.prices{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:18px}.price{background:#fff;border:1px solid #cce5f0;border-radius:14px;padding:18px}.price strong{display:block;font-size:22px;color:var(--deep)}.notice{padding:14px 16px;background:#fff8e8;border:1px solid #f4d48a;border-radius:12px;color:#684900;font-size:13px}.siniestro-box{border-left:4px solid var(--blue);padding:18px 20px;background:var(--pale);border-radius:0 12px 12px 0}.footer{background:#061f31;color:#cfe3ec;padding:54px 0 0}.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .9fr;gap:42px;padding-bottom:36px}.footer-logo{width:205px;margin-bottom:16px}.footer h4{color:#fff;margin:0 0 12px}.footer a{color:#cfe3ec;text-decoration:none}.footer a:hover{text-decoration:underline}.social-links{display:flex;gap:12px;flex-wrap:wrap;margin-top:14px}.social-links a{display:inline-flex;align-items:center;border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:7px 10px;font-size:12px;font-weight:750}.social-links a:hover,.social-links a:focus{border-color:#7fd4f1;text-decoration:none;color:#fff}.ssn-band{background:#fff;color:#222;margin-top:28px;padding:14px 0;font-family:Arial,sans-serif;font-size:13px}.ssn-inner{display:flex;align-items:center;justify-content:center;gap:18px;flex-wrap:wrap;text-align:center}.ssn-inner a{color:#222;text-decoration:underline}.legal-bottom{border-top:1px solid rgba(255,255,255,.12);padding:18px 0;font-size:12px;color:#9db9c7}.wa{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:#25d366;color:#fff;text-decoration:none;font-size:26px;box-shadow:0 10px 30px rgba(0,0,0,.18);z-index:40}.honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.file-help{font-size:12px;color:var(--muted)}
@media(max-width:900px){.navlinks{display:none;position:absolute;left:18px;right:18px;top:70px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.menu-btn{display:block}.navcta{display:none}.hero{padding-top:56px}.hero-grid,.split{grid-template-columns:1fr}.hero-card{min-height:320px}.cards{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.prices{grid-template-columns:1fr}.steps{grid-template-columns:1fr}}
@media(max-width:600px){.container{width:min(100% - 26px,1160px)}.brand img{width:168px}.hero{padding:46px 0 56px}h1{font-size:42px}.section{padding:62px 0}.cards,.form-grid,.footer-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.cta-band{align-items:flex-start;flex-direction:column}.hero-card{padding:28px}.hero-card .metric{grid-template-columns:1fr}.ssn-inner{gap:8px;flex-direction:column}.wa{right:14px;bottom:14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}